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CSB makes a number of special loans for personal use. These include:
- Mortgage Loans: Includes long term fixed rate mortgages (including
FHLMC, FHA, VA, and 1005 Rural Housing loans; provided through SCIL
Mortgage, LLC, our wholly-owned subsidiary; servicing retained locally),
plus in-house Adjustable Rate Mortgages.
- Home Equity Loans and Lines-of-Credit: This is an excellent
way to get what you want using the credit clout you've already earned.
Interest may be tax deductible.
- Consumer Installment Loans: These are loans made for automobiles
or other personal purchases.
- Pre-approved Loans: Checking Plus is a pre-approved line-of-credit,
to be attached to your CSB checking account. The Checking Plus is an
especially handy supplemental feature of your personal checking account,
because you can write checks for amounts greater than your balance when
the need arises. You repay the advance in monthly installments, and
as it is repaid, your unused reserve is rebuilt and may be used again
as you need it.
Contact one of our loan officers today for more information.
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